How It Works — FinSight

What You Can Upload

Three document types.
One complete picture.

Upload any combination of these documents — PDF or Excel — and FinSight will cross-reference them to find issues that only appear when you compare them side by side.

🏦

Bank Statements

We scan every transaction for duplicate payments, round-number estimates, unrecognised payees, out-of-hours transfers, and recurring charges that increased without warning.

🧾

Invoices

Every invoice is checked for correct VAT, reclaimable tax, arithmetic errors, missing purchase order references, new unverified suppliers, and payment terms compliance.

📊

Profit & Loss Reports

We calculate your gross margin, identify which cost categories are growing faster than revenue, flag any month that ran at a loss, and assess whether your fixed costs are too high.

The Checklist

28 things we check
on every document

🧾 Invoice Checks

Missing purchase order reference numbers

Invoice date before service completion date

Round-number line items (likely estimated, not actual)

VAT rate incorrect for the supplier's country

Reclaimable input VAT not yet claimed

Payment made outside agreed terms (late or early)

First-time vendor with no verification on record

Invoice total doesn't add up to the sum of line items

No delivery confirmation or goods receipt note

Same invoice number appearing more than once

🏦 Bank Statement Checks

Payment with no matching invoice in the documents

Round-number bank payments (estimated, not invoiced)

Unrecognised payee — not a known business vendor

Payment processed outside business hours

Same amount paid to same vendor twice within 30 days

Recurring charge that increased month-on-month

Subscription that looks unused or duplicated

Foreign currency payment at a worse-than-market rate

📊 Profit & Loss Checks

Gross margin below industry average for your sector

Top 5 cost categories as a percentage of revenue

Cost category growing faster than revenue

Any month where expenses exceeded revenue

Fixed costs too high relative to variable revenue

One-off costs distorting the true recurring cost base

🔗 Cross-Document Checks

Invoice matched to more than one bank payment (paid twice)

Invoice in documents with no bank payment found

Bank payment with no matching invoice anywhere

VAT on invoices vs. VAT return figures (if provided)

Sample Output

What your report
looks like

Issues We Found

Sorted by financial impact — largest first

SAMPLE REPORT

Unverified Vendor

This supplier has never appeared in your payment history before, and their identity has not been independently confirmed. If this is a fraudulent or impersonated supplier, the entire $23,517 could be lost with no way to recover it. Before releasing any payment, call the supplier on a number you find yourself — not the one on the invoice — and verify their bank details are legitimate.

Estimated Amount

The charge for 10 office workstations at $12,500 is a perfectly round number with no model names, specifications, or comparison quotes attached. Round numbers like this often mean the price was estimated rather than based on actual costs. Before approving payment, ask the supplier for a full product specification and at least one comparison quote.

VAT Reclaimable

You may be owed $1,717 back from the tax authority. The sales tax on this invoice may have been applied incorrectly, and if your business qualifies for a refund you can reclaim this amount. Check with your tax adviser and include this invoice in your next claim.

Duplicate Payment

The same invoice amount of £890 was paid to the same supplier twice within 12 days. This means you have overpaid by £890 and should be owed a refund. Contact the supplier directly and request a credit note for the duplicate payment to be applied against your next invoice.

The Human Layer

AI does the checking.
You make the calls.

FinSight is built to give you the information a senior financial consultant would give you — but in plain English, at a fraction of the cost, and available the moment you need it.

The AI identifies the issues. The priorities. The numbers. But every decision stays with you. We tell you what to look at and why — you decide what to do next.

Our CFO Advisory plan adds a monthly strategy call with a human analyst who reviews your FinSight report with you, answers your questions, and helps you act on the biggest opportunities.

See Pricing Plans

🤖

AI Analysis

Runs 28 forensic checks, cross-references all documents, identifies every issue sorted by financial impact.

📋

Plain English Report

Every finding in 3 sentences: what happened, why it matters, what to do. No jargon, no ambiguity.

👤

Human Strategy (CFO Plan)

Monthly call with an analyst who reviews your report with you, answers questions, and helps you prioritise.

How FinSight Works

Three document types.
One complete picture.

Bank Statements

Invoices

Profit & Loss Reports

28 things we check
on every document

🧾 Invoice Checks

🏦 Bank Statement Checks

📊 Profit & Loss Checks

🔗 Cross-Document Checks

What your report
looks like

AI does the checking.
You make the calls.

See what FinSight finds
in your documents

How FinSight Works

Three document types.One complete picture.

Bank Statements

Invoices

Profit & Loss Reports

28 things we checkon every document

🧾 Invoice Checks

🏦 Bank Statement Checks

📊 Profit & Loss Checks

🔗 Cross-Document Checks

What your reportlooks like

AI does the checking.You make the calls.

See what FinSight findsin your documents

Three document types.
One complete picture.

28 things we check
on every document

What your report
looks like

AI does the checking.
You make the calls.

See what FinSight finds
in your documents